Privacy Statement

i) Purpose
The sole purpose of the Enabling Microfinance AG ("EMF AG") website is to provide general information for personal use and information only. The information contained does not constitute a solicitation, recommendation, offer or invitation to subscribe or redeem fund units, to execute any transactions or to conclude any legally binding agreements.

ii) Distribution/Marketing
Enabling Microfinance's Investment Product is exclusively intended for natural or legal persons domiciled in countries in which the products are properly licensed and/or authorized in accordance with applicable regulation for distribution, marketing or sale. Especially the information provided on the following webpages is not meant for distribution to or use by natural or legal persons residing in countries where its distribution or use contravenes local laws or regulations. Users residing in these countries are prohibited to access the corresponding areas of the website.

iii) Investment risks
Investors must be aware that all investments carry a certain degree of risk and that such risks can result in the total loss of the capital invested. Some investments may not be readily realizable as the market may be illiquid and therefore valuing the investment and identifying the risk to which investors are exposed may be difficult. Past good performance in value or profit are not a guarantee, nor an indication of future gains. Fund unit prices and the corresponding returns fluctuate over time, resulting in a price upon redemption that may either be above or below the initial subscription price. Furthermore, the currency of an investment fund or a share class of an investment fund may be different than the investor’s home country and currency fluctuations may increase or decrease the return. Investors should carefully read the information contained in each fund’s documentation on investment policies and investment risks in order to be able to properly assess the specific associated risks.

iv) No warranty, no advice
Enabling Microfinance takes all reasonable care to keep all information and documents on its website up to date and correct at the time of publication. EMF AG is entitled to withdraw or amend any information, documentation or data contained on the website at any time and without prior notice. Enabling Microfinance AG makes no warranty or assurances, express or implicit, in respect of the current validity, accuracy, reliability or completeness of the information provided. Further, all information are made available without express or implicit assurance or warranty in respect of quality, originality, protection of intellectual property rights or suitability for a specific purpose. Nothing contained on EMFs website constitutes financial, legal, tax or other advice. An investment in a fund should only be made after carefully studying the corresponding fund documentation and shouldn’t be made solely based on the content of EMF's website.

v) No liability
Enabling Microfinance AG and its subsidiaries and/or partners (including members of the Board of Directors and Executive Management, representatives, employees, contractors and contractual partners) hereby exclude to the widest legally permitted extent any liability for losses or damages of any kind that are directly or indirectly connected with (1) the use of or access to EMF website, (2) the content of the website, notably the information and documentation pertaining to the investment funds, regarding current validity, accuracy or completeness, (3) third-party links and content, (4) errors or omissions on the website or (5) any other damage that may result from the use of or access to, or from circumstances preventing use of or access to the website and its content.

vi) Property rights
This website belongs to Enabling Microfinance AG, a company based in Liechtenstein and its entire content is subject to copyright with all rights reserved by EMF AG or by the suppliers of the corresponding investment funds. All property rights shall remain with EMF AG or with the suppliers of the corresponding investment funds. Any reproduction, transmission, reproduction, additional publication or distribution of the content of this website is subject to the written consent of Enabling Microfinance AG an express indication of the source. Nothing on this website shall be construed as granting any licence or right to use any image, trademark, logo or software. EMF AG or the fund providers supplying fund information or documents reserve all rights (in particular with respect to copyright and trademark ownership) to all material on the EMF AG website and will enforce their rights to the full extent of the law. Source of all information is EMF AG., unless otherwise stated. Enabling Microfinance AG specifically prohibits the redistribution of this material in whole or in part without the previous written permission of EMF AG. Enabling Microfinance AG. accepts no liability whatsoever for the actions of third parties in this respect.